Dr Roshna Thomas specializes in financial inclusion, banking, and taxation. She holds a PhD from Gujarat Technological University, Ahmedabad. She has published extensively in national and international academic journals. Her publications reflect strong engagement with research and scholarly contributions. She has over ten years of teaching experience in higher education. Her expertise also includes research methodology, education, and business law. She demonstrates commitment to academic excellence and professional development. Her work integrates teaching, research, and practical knowledge effectively. She has been associated with CHRIST University since the year 2019. She serves at the Bannerghatta Road Campus in Bangalore. Her contributions support student learning and institutional academic growth.