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Dr RAVIKUMAR T

MCom, MBA, CA Inter, PhD
SCHOOL OF SCIENCES

Articles in Journals

Sl.No. Title Name of Journal Date of Publication Volume No/Issue No/Page No
1 Relationship between Digital Learning, Digital Literacy and Academic Performance of Higher Education Students: Moderated Mediation Role of Critical Thinking International Research Journal of Multidisciplinary Scope 20-Jul-2024 / / -

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAGHUNANDAN G,RAVIKUMAR T,JOHN BENEDICT D,VINITA SESHADRI,ABHINANDAN N
Title of Article Relationship between Digital Learning, Digital Literacy and Academic Performance of Higher Education Students: Moderated Mediation Role of Critical Thinking
Name of Journal International Research Journal of Multidisciplinary Scope
Volume No
Issue No
Page No -
URL https://www.irjms.com/current-issues/
Date of Publication 20-Jul-2024
2 Psychological Safety and Career Success among Employees of Indian Start-ups: Mediating Role of Passion International Research Journal of Multidisciplinary Scope 07-May-2024 5 / 2 / 484-492

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,GIRISH S,HALASWAMY D,ABHINANDAN N
Title of Article Psychological Safety and Career Success among Employees of Indian Start-ups: Mediating Role of Passion
Name of Journal International Research Journal of Multidisciplinary Scope
Volume No 5
Issue No 2
Page No 484-492
URL https://www.irjms.com/
Date of Publication 07-May-2024
3 Relationship between Digital Leadership and Organizational Culture: Role of Digital Literacy International Research Journal of Multidisciplinary Scope 07-May-2024 5 / 2 / 493-500

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T
Title of Article Relationship between Digital Leadership and Organizational Culture: Role of Digital Literacy
Name of Journal International Research Journal of Multidisciplinary Scope
Volume No 5
Issue No 2
Page No 493-500
URL https://www.irjms.com/
Date of Publication 07-May-2024
4 Adoption and Usage of Digital Financial Services in Karnataka, India: Spatial, Gender and Age Disparities Finance India 31-Mar-2024 XXXVIII / 1 / 239-254

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,GIRISH S,LAVANYA D,MURUGAN N
Title of Article Adoption and Usage of Digital Financial Services in Karnataka, India: Spatial, Gender and Age Disparities
Name of Journal Finance India
Volume No XXXVIII
Issue No 1
Page No 239-254
URL https://www.financeindia.org/
Date of Publication 31-Mar-2024
5 Mediating Role of Financial Literacy in Relationship between Financial Stress & Financial Resilience among MSME in Bangalore Finance India 24-Jul-2023 37 / 2 / 595-612

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,KANNAN N,RAJESH R,SRIRAM M
Title of Article Mediating Role of Financial Literacy in Relationship between Financial Stress & Financial Resilience among MSME in Bangalore
Name of Journal Finance India
Volume No 37
Issue No 2
Page No 595-612
URL https://www.financeindia.org/
Date of Publication 24-Jul-2023
6 Relationship between financial stress and financial well-being of micro and small business owners: Evidence from India Problems and Perspectives in Management 02-Dec-2022 20 / 4 / 306-319

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SRIRAM M,NAGALINGAM KANNAN,ISSAC P ELIAS,VINITA SESHADRI
Title of Article Relationship between financial stress and financial well-being of micro and small business owners: Evidence from India
Name of Journal Problems and Perspectives in Management
Volume No 20
Issue No 4
Page No 306-319
URL https://www.businessperspectives.org/index.php/journals/problems-and-perspectives-in-management?category_id=30
Date of Publication 02-Dec-2022
7 Digital financial literacy among adults in India: measurement and validation Cogent Economics and Finance 14-Oct-2022 10 / 1 / 1-21

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SURESHA B,PRAKASH N,KIRAN VAZIRANI,KRISHNA T A
Title of Article Digital financial literacy among adults in India: measurement and validation
Name of Journal Cogent Economics and Finance
Volume No 10
Issue No 1
Page No 1-21
URL https://www.tandfonline.com/toc/oaef20/current
Date of Publication 14-Oct-2022
8 Nexus Between Tax Buoyancy and Economic Growth Evidence from India Finance India 30-Sep-2022 XXXVI / 3 / 1147-1166

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SURESHA B,RAJESH R
Title of Article Nexus Between Tax Buoyancy and Economic Growth Evidence from India
Name of Journal Finance India
Volume No XXXVI
Issue No 3
Page No 1147-1166
URL https://www.financeindia.org/
Date of Publication 30-Sep-2022
9 Changing customer mindset in adopting digital financial services during the COVID-19 pandemic: Evidence from India Banks and Bank Systems 30-Aug-2022 17 / 03 / 58-71

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,RAJESH R,KRISHNA T A,HARESH R M,ARJUN B S
Title of Article Changing customer mindset in adopting digital financial services during the COVID-19 pandemic: Evidence from India
Name of Journal Banks and Bank Systems
Volume No 17
Issue No 03
Page No 58-71
URL https://www.businessperspectives.org/index.php/journals/banks-and-bank-systems/issue-414
Date of Publication 30-Aug-2022
10 Determinants of adoption of digital payment services among small fixed retail stores in Bangalore, India International Journal of Business Innovation and Research 11-Jul-2022 28 / 3 / 319-346

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,PRAKASH N
Title of Article Determinants of adoption of digital payment services among small fixed retail stores in Bangalore, India
Name of Journal International Journal of Business Innovation and Research
Volume No 28
Issue No 3
Page No 319-346
URL https://www.inderscience.com/jhome.php?jcode=ijbir
Date of Publication 11-Jul-2022
11 Financial stress, financial literacy, and financial insecurity in India's informal sector during COVID-19 Investment Management and Financial Innovations 27-Jun-2022 19 / 2 / 285-294

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) GNANENDRA M,RAVIKUMAR T,SRIRAM M,GIRISH S,ANURADHA R
Title of Article Financial stress, financial literacy, and financial insecurity in India's informal sector during COVID-19
Name of Journal Investment Management and Financial Innovations
Volume No 19
Issue No 2
Page No 285-294
URL https://www.businessperspectives.org/index.php/journals/investment-management-and-financial-innovations/issue-405/financial-stress-financial-literacy-and-financial-insecurity-in-india-s-informal-secto
Date of Publication 27-Jun-2022
12 Behavioural drivers of access-based consumption among millennial and generation Z in India International Journal of Business Excellence 26-Jun-2022 27 / 02 / 261-275

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SRIRAM M,PRAKASH N,DIVAKAR G M,HALASWAMY D
Title of Article Behavioural drivers of access-based consumption among millennial and generation Z in India
Name of Journal International Journal of Business Excellence
Volume No 27
Issue No 02
Page No 261-275
URL https://www.inderscience.com/jhome.php?jcode=ijbex
Date of Publication 26-Jun-2022
13 Financial stress, financial literacy, and financial insecurity in India's informal sector during COVID-19 Investment Management and Financial Innovations 24-Jun-2022 19 / 2 / 285-294

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SRIRAM M,GIRISH S,ANURADHA R,GNANENDRA M
Title of Article Financial stress, financial literacy, and financial insecurity in India's informal sector during COVID-19
Name of Journal Investment Management and Financial Innovations
Volume No 19
Issue No 2
Page No 285-294
URL https://www.businessperspectives.org/index.php/journals/investment-management-and-financial-innovations
Date of Publication 24-Jun-2022
14 Levelling Up Organisational Learning Through Gamification: Based on Evidence from Public Sector Organisations in India South Asian Journal of Human Resources Management 21-Jun-2022 Online First / NA / 0-0

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) SRIDEVI NAIR,JAIN MATHEW,RAVIKUMAR T
Title of Article Levelling Up Organisational Learning Through Gamification: Based on Evidence from Public Sector Organisations in India
Name of Journal South Asian Journal of Human Resources Management
Volume No Online First
Issue No NA
Page No 0-0
URL https://us.sagepub.com/en-us/nam/journal/south-asian-journal-human-resources-management#description
Date of Publication 21-Jun-2022
15 Fortitude and Sense of Coherence in Achieving Financial Resilience and Financial Health of Micro and Small Entrepreneurs ECS Transactions 30-Apr-2022 107 / 1 / 405-420

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,JAIN MATHEW,REKHA HITHA ARANHA
Title of Article Fortitude and Sense of Coherence in Achieving Financial Resilience and Financial Health of Micro and Small Entrepreneurs
Name of Journal ECS Transactions
Volume No 107
Issue No 1
Page No 405-420
URL https://iopscience.iop.org/journal/1938-5862
Date of Publication 30-Apr-2022
16 Corporate Storytelling: Formal Application of Stories in Indian Organizations Indian Journal of Natural Sciences 21-Apr-2022 13 / 71 / 40554-40564

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T
Title of Article Corporate Storytelling: Formal Application of Stories in Indian Organizations
Name of Journal Indian Journal of Natural Sciences
Volume No 13
Issue No 71
Page No 40554-40564
URL https://tnsroindia.org.in/journals.html
Date of Publication 21-Apr-2022
17 Smartphone Usage, Social Media Engagement, and Academic Performance: Mediating Effect of Digital Learning Lecture Notes on Data Engineering and Communications Technologies 22-Mar-2022 / / -

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,ANURADHA R,RAJESH R,PRAKASH N
Title of Article Smartphone Usage, Social Media Engagement, and Academic Performance: Mediating Effect of Digital Learning
Name of Journal Lecture Notes on Data Engineering and Communications Technologies
Volume No
Issue No
Page No -
URL https://link.springer.com
Date of Publication 22-Mar-2022
18 Technologies Driving Digital Payments in India: Present and Future Lecture Notes in Networks and Systems 01-Mar-2022 / / 71-78

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Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,MURUGAN N,SUHASHINI J,SRIRAM M
Title of Article Technologies Driving Digital Payments in India: Present and Future
Name of Journal Lecture Notes in Networks and Systems
Volume No
Issue No
Page No 71-78
URL https://www.springer.com/series/15179
Date of Publication 01-Mar-2022
19 Occupational stress and psychological wellbeing during COVID 19: Mediating role of positive psychological capital Current Psychology 05-Feb-2022 / / 1-8

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Category Article in Research Journal
Sole Authored /Co Authored Sole
Author Name (s) RAVIKUMAR T (1052)
Title of Article Occupational stress and psychological wellbeing during COVID 19: Mediating role of positive psychological capital
Name of Journal Current Psychology
Volume No
Issue No
Page No 1-8
URL https://www.springer.com/journal/12144/
Date of Publication 05-Feb-2022
20 Essential employable skill sets in management graduates for finance job roles in India Higher Education, Skills and Work-based Learning 26-Oct-2021 11 / 5 / 1224-1235

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SHRUTI SRINIVASAN
Title of Article Essential employable skill sets in management graduates for finance job roles in India
Name of Journal Higher Education, Skills and Work-based Learning
Volume No 11
Issue No 5
Page No 1224-1235
URL https://www.emerald.com/insight/content/doi/10.1108/HESWBL-05-2020-0093/full/html
Date of Publication 26-Oct-2021
21 Geographical and Gender Disparities in Financial Inclusion Diffusion in India Finance India 08-Jun-2021 35 / 4 / 1453-1477

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,MURUGAN N,SUHASHINI J
Title of Article Geographical and Gender Disparities in Financial Inclusion Diffusion in India
Name of Journal Finance India
Volume No 35
Issue No 4
Page No 1453-1477
URL https://www.financeindia.org/
Date of Publication 08-Jun-2021
22 Essential Employable Skill Sets in Management Graduates for Finance Job Roles in India Higher Education, Skills and Work-Based Learning 01-Apr-2021 / / 1224-1235

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SHRUTI SRINIVASAN
Title of Article Essential Employable Skill Sets in Management Graduates for Finance Job Roles in India
Name of Journal Higher Education, Skills and Work-Based Learning
Volume No
Issue No
Page No 1224-1235
URL https://www.emeraldgrouppublishing.com/journal/heswbl?id=HESWBL
Date of Publication 01-Apr-2021
23 Differences in perceptions of employees towards knowledge management strategies in selected information technology companies in Bangalore AIP Conference Proceedings 2207, 020007 (2020) 28-Feb-2020 2207 / 1 / -

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) SRIRAM M,RAVIKUMAR T
Title of Article Differences in perceptions of employees towards knowledge management strategies in selected information technology companies in Bangalore
Name of Journal AIP Conference Proceedings 2207, 020007 (2020)
Volume No 2207
Issue No 1
Page No -
URL https://www.scopus.com/sourceid/26916
Date of Publication 28-Feb-2020
24 Financial access indicators of financial inclusion: a comparative analysis of SAARC countries International Journal of Intelligent Enterprise 01-Feb-2020 7 / 1/2/3 / 28-36

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Category Article in Research Journal
Sole Authored /Co Authored Sole
Author Name (s) RAVIKUMAR T
Title of Article Financial access indicators of financial inclusion: a comparative analysis of SAARC countries
Name of Journal International Journal of Intelligent Enterprise
Volume No 7
Issue No 1/2/3
Page No 28-36
URL https://www.scopus.com/sourceid/17500155011
Date of Publication 01-Feb-2020
25 Digital Financial Inclusion: A Payoff of Financial Technology and Digital Finance Uprising in India International Journal of Scientific and Technology Research 15-Nov-2019 8 / 11 / 3434-3438

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Sole
Author Name (s) RAVIKUMAR T
Title of Article Digital Financial Inclusion: A Payoff of Financial Technology and Digital Finance Uprising in India
Name of Journal International Journal of Scientific and Technology Research
Volume No 8
Issue No 11
Page No 3434-3438
URL https://www.ijstr.org/
Date of Publication 15-Nov-2019
26 Digital Lending: Is It Alternative Lending Revolution? International Journal of Scientific & Technology Research 15-Oct-2019 8 / 10 / 599-601

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,N MURUGAN,SUHASINI J
Title of Article Digital Lending: Is It Alternative Lending Revolution?
Name of Journal International Journal of Scientific & Technology Research
Volume No 8
Issue No 10
Page No 599-601
URL https://www.scopus.com/sourceid/21100894501
Date of Publication 15-Oct-2019
27 Impact of Digital Payments on Economic Growth: Evidence from India International Journal of Innovative Technology and Exploring Engineering 12-Oct-2019 8 / 12 / 553-557

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SURESHA B,SRIRAM M,RAJESH R
Title of Article Impact of Digital Payments on Economic Growth: Evidence from India
Name of Journal International Journal of Innovative Technology and Exploring Engineering
Volume No 8
Issue No 12
Page No 553-557
URL https://www.scopus.com/sourceid/21100889409
Date of Publication 12-Oct-2019
28 Measurement of Financial Inclusion Status of India International Journal of Mechanical Engineering & Technology (IJMET) 30-Jul-2018 9 / 7 / 354-364

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Sole
Author Name (s) RAVIKUMAR T
Title of Article Measurement of Financial Inclusion Status of India
Name of Journal International Journal of Mechanical Engineering & Technology (IJMET)
Volume No 9
Issue No 7
Page No 354-364
URL https://www.scopus.com/sourceid/21100808402
Date of Publication 30-Jul-2018
29 Nexus between ownership structure and firm performance - evidence from Indian service sector International Journal Of Mechanical Engineering & Technology (IJMET) 13-Jul-2018 9 / 7 / 209-213

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) SURESHA B,RAVIKUMAR T
Title of Article Nexus between ownership structure and firm performance - evidence from Indian service sector
Name of Journal International Journal Of Mechanical Engineering & Technology (IJMET)
Volume No 9
Issue No 7
Page No 209-213
URL https://www.scopus.com/sourceid/21100808402
Date of Publication 13-Jul-2018
30 An Introduction To Christ University Comprehensive Financial Inclusion Index (Cucfiix): A Result Of Critical Assessment On Indicators Of Financial Inclusion Measurement Journal of Advanced Research in Dynamical and Control Systems 29-Jul-2017 07 / Special Issue / 153-159

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Sole
Author Name (s) RAVIKUMAR T
Title of Article An Introduction To Christ University Comprehensive Financial Inclusion Index (Cucfiix): A Result Of Critical Assessment On Indicators Of Financial Inclusion Measurement
Name of Journal Journal of Advanced Research in Dynamical and Control Systems
Volume No 07
Issue No Special Issue
Page No 153-159
URL https://www.scopus.com/sourceid/20500195215
Date of Publication 29-Jul-2017
31 Financial Products And Services Needs Of People In Tamilnadu Journal of Advanced Research in Dynamical and Control Systems 29-Jul-2017 07 / Special Issue / 314-320

Additional information

Category Article in Research Journal
Sole Authored /Co Authored Co-Author
Author Name (s) RAVIKUMAR T,SURESHA B
Title of Article Financial Products And Services Needs Of People In Tamilnadu
Name of Journal Journal of Advanced Research in Dynamical and Control Systems
Volume No 07
Issue No Special Issue
Page No 314-320
URL https://www.scopus.com/sourceid/20500195215
Date of Publication 29-Jul-2017

Books

Sl.No. Type of Book Title Title of Book/Chapter/Article/Case Study) ISBN Month Year
1 Conference Proceedings AIP Conference Proceedings Differences in perceptions of employees towards knowledge management strategies in selected information technology companies in Bangalore Feb 2020

Additional information

Type of Book Conference Proceedings
Type of Work Book
Sole Authored/Co Authored Co-Authored
Author Name (s) RAVIKUMAR T,SRIRAM M
Title of Book AIP Conference Proceedings
Title of Book/Chapter/Article/Case Study) Differences in perceptions of employees towards knowledge management strategies in selected information technology companies in Bangalore
Month/Year Feb/2020
ISBN
Pages 0200071 - 02000710
Publishing Company/Institution AIP Publishing
Level International publisher

Research Project

Sl.No. Name of the Research Project Investigator(s) Sponsors Internal/External
1 Financial inclusion in India: An empirical investigation in to its state, need, gap and way forward Internal
2 Financial Inclusion in India: An empirical investigation into its state, need, gap and way forward RAVIKUMAR T Internal
3 Economic and Operational Challenges of Roadside Vendors in Bengaluru SRIRAM M, RAVIKUMAR T ICSSR External
4 Impact of Smartphone and Social Media Usage on the Academic Performance of Higher Education Students in Andhra Pradesh, Karnataka, Kerala, Tamil Nadu and Telengana RAVIKUMAR T, SRIRAM M,ANURADHA R,SHRUTI SRINIVASAN External

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